Disclosures

Annual Percentage Rates shown as of February, 27th 2023, subject to change without notice.
All scenarios assume a median credit score of 740 or higher.
For specific loan scenario questions please reach out to your Onshore Mortgage mortgage advisor.

APR = Annual Percentage Rate

CONVENTIONAL 30 Year Fixed: Loan amount $300,000 at 6.934% “Note Rate” and 7.105% APR, 20% down, monthly payment without taxes and insurance is $1,982.63
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‍FHA 30 Year Fixed: Loan amount $294,556 (Includes UFMIP of $5,066) at 6.071% “Note Rate” and 6.41% APR, 3.5% down, monthly payment without taxes and insurance is $1,779.54 FHA monthly PMI is $131.96

‍VA 30 Year Fixed: Loan amount $300,000 at 6.102% “Note Rate” and 6.261% APR, 0% down, (Example is with EXEMPT funding fee) monthly payment without taxes and insurance is $1,818.37
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‍USDA 30 Year Fixed: Loan amount $303,000 (Includes 1% Upfront Guarantee Fee) at 6.106% "Note Rate" and 6.269% APR, 0%down, monthly payment without taxes and insurance is $1,837.52
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‍JUMBO 30 Year Fixed: Loan amount $800,000 at 6.999% “Note Rate” and 7.11% APR, 20% down, monthly payment without taxes and insurance is $5,321.88
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‍ASSET ONLY 30 Year Fixed: Loan amount $300,000 at 8.625% “Note Rate” and 8.828% APR, 25% down, 740 credit score, monthly payment without taxes and insurance is $2,333.37

Home Construction 30 Year Fixed: Loan amount $475,000 at 7.625% “Note Rate” and 7.818% APR, 5% down, 740 credit score, monthly payment without taxes and insurance is $3,362.02