Annual Percentage Rates shown as of October 19th, 2022, subject to change without notice.
All scenarios assume a median credit score of 740 or higher.
For specific loan scenario questions please reach out to your Onshore Mortgage loan advisor.

APR = Annual Percentage Rate

CONVENTIONAL 30 Year Fixed: Loan amount $300,000 at 7.267% “Note Rate” and 7.437% APR, 20% down, monthly payment without taxes and insurance is $2,049.99

FHA 30 Year Fixed: Loan amount $305,250 (Includes UFMIP) at 6.76% “Note Rate” and 6.97% APR,3.5% down, monthly payment without taxes and insurance is $1,980.45 FHA monthly PMI is $199.04

VA 30 Year Fixed: Loan amount $300,000 at 6.872% “Note Rate” and 7.038% APR, 0% down, (Example is with EXEMPT funding fee) monthly payment without taxes and insurance is$1,970.19

USDA 30 Year Fixed: Loan amount $303,000 (Includes 1% Upfront Guarantee Fee) at 6.883% "Note Rate" and 7.150% APR, 0%down, monthly payment without taxes and insurance is $1,992.11

JUMBO 30 Year Fixed: Loan amount $700,000 at 7.50% “Note Rate” and 7.573% APR, 20% down, monthly payment without taxes and insurance is $4,894.50

ASSET ONLY 30 Year Fixed: Loan amount $300,000 at 8.625% “Note Rate” and 8.96% APR, 25% down, 740 credit score, monthly payment without taxes and insurance is $2,333.37