Mortgage Calculator

Looking to purchase a new home? Use this calculator to see how different loan amounts and rate changes could affect your mortgage payment.
Reviewing an estimated monthly mortgage payment can be a helpful guide to determining your personal monthly budget.

How much of a home can I afford?

Monthly mortgage payments are based on your desired loan amount, current interest rate, loan term, and other monthly fees not accurately shown on this calculator such as taxes, insurances and monthly PMI (private mortgage insurance). Our amortization calculator will show you an estimate of your monthly principal and interest with estimated taxes and insurance to use as a guide when determining if a mortgage would fit your personal monthly budget.
* This calculator is made available to you as a self-help tool only and is not intended to provide investment advice. We cannot guarantee the applicability or accuracy in regards to your individual circumstances or the amounts you type in. All examples are hypothetical and are for illustrative purposes. We encourage you get an official Loan Estimate from a licensed loan officer at Onshore Mortgage LLC before choosing a loan or locking a rate.