Latest Articles
Mortgage Advice, Real Estate Market Updates, and Home Buying Tips
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VA Policy Update: Veterans Allowed To Pay Real Estate Agent Commissions
Published:
July 9, 2024
The Department of Veterans Affairs (VA) has implemented a temporary policy change effective August 10, 2024, allowing veterans to directly pay their buyer’s agent commissions when purchasing a home using a VA loan. This adjustment responds to upcoming real estate regulations potentially shifting commission responsibilities to homebuyers, including veterans, following a lawsuit settlement by the National Association of Realtors.
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A Guide for Home Buyers: What to Look for at Open Houses
Published:
June 11, 2024
Attending open houses will help you visualize living in that space. Dedicate time to picturing how the home aligns with your personal lifestyle, family and needs. Make sure to rely on your intuition throughout the process and don't hesitate to gather more details or consider alternative options to ensure you discover the ideal home that resonates with your needs and dreams. By prioritizing crucial factors like neighborhood ambiance, structural integrity, and energy conservation, you can confidently select your future residence.
Understanding the Mortgage Application Process
Published:
May 2, 2024
Prepare for your mortgage application by understanding your credit score, setting a realistic budget, and saving for a down payment. By gathering all necessary loan documentation beforehand and maintaining open communication with your loan officer you will stay organized throughout the process and ensure a smooth home buying experience. By following these steps and utilizing our checklist, you'll be well-prepared to navigate the mortgage application process confidently and secure the keys to your dream home.
6 Signs It's Time to Sell Your Home
Published:
April 1, 2024
Selling your home is a substantial decision that calls for careful consideration. To aid you in deciding if the time is right to sell, we've compiled six key indicators. It's important to remember that every homeowner's circumstances are different, so it's vital to take into account your specific situation, financial readiness, and the conditions in your local housing market when arriving at this pivotal choice. Should you choose to proceed with the sale, seeking guidance from a certified Mortgage Broker can be invaluable in helping you navigate the financial intricacies of your home sale and get prepared for your upcoming real estate journey.
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10 Ways to Make Your Home More"Energy Efficient"
Published:
March 1, 2024
Many homeowners are interested in minimizing their environmental impact while also making their homes more energy-efficient. This approach not only helps to conserve resources but also saves money over time. If you want to make your home more eco-friendly and cost-effective, consider implementing these ten strategies. Doing so will increase the home's resale value and reduce utility bills.
Exploring Tax Benefits: Are Mortgage Closing Costs Eligible for Deductions?
Published:
February 2, 2024
This article provides general information on the tax deductibility of mortgage closing costs. As tax laws and regulations change over time, and every individual's financial situation is unique, it is recommended to consult with a certified tax professional for personalized advice. Onshore Mortgage strongly suggests seeking professional guidance for tax deductions related to mortgage transactions.
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Onshore Mortgage
The information contained in this site has been prepared by an independent third party and is distributed for educational purposes only. This is designed to give helpful tips on the mortgage process and is not intended to give legal advice.
Information is considered reliable but not guaranteed. This is not a pre-qualification, pre-approval, loan approval or commitment to lend. We arrange but do not make loans.
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