Latest Articles

Mortgage advice, real estate market updates, and home buying tips for buyers and homeowners in Fairhaven and across Bristol County, Massachusetts, proudly serving clients throughout Massachusetts and Rhode Island.

Fed Cuts Rates, But Mortgage Rates Edge Up: Here’s Why

Published:

November 10, 2025

Despite a 0.25% Fed rate cut, mortgage rates inched up. With rates still low, getting pre-qualified now can strengthen your buying power.

FHA Identity of Interest: Rules, Exceptions & What to Know

Published:

November 1, 2025

Discover how FHA Identity of Interest works, when the 85% LTV rule applies, and what exceptions and documents you need for a smooth transaction.

Understanding FHA Appraisal Requirements

Published:

October 1, 2025

Discover what FHA appraisers look for, how the process works, and why meeting HUD standards is essential for getting approved for an FHA loan.

What Is a DSCR Loan? Debt Service Coverage Explained

Published:

September 1, 2025

Explore how DSCR loans work and why real estate investors use them to finance rentals without traditional income documentation.

The Ultimate Home Inspection Checklist for Buyers

Published:

August 1, 2025

Use our home inspection checklist to identify issues, hire the right inspector, and ensure your dream home is in great condition before you close.

What Does "Conditional Approval" Mean for Mortgages

Published:

July 1, 2025

Learn what "conditionally approved" means in the mortgage process, what lenders often require, and how to move from conditional to cleared-to-close smoothly.