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Rising Above

With over 26 years experience we can deliver a variety of mortgage solutions at today's competitive rates.

Onshore: \ˈȯn-ˌshȯr \Situated on or near the shore

Mortgage Broker bringing ideas to life with personalized mortgage solutions and secure online applications

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Our Programs

Whether you're a first-time homebuyer or a seasoned investor, we can help tailor a loan that fits your specific needs.

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Strategic Advice

We have over 26 years experience writing loans and a firm commitment to put your goals at the center of what we do.

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Contact Us

Not ready yet? Don't hesitate to reach out to us via phone or email us to discuss your home financing concerns.

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Our Solutions

At Onshore Mortgage,LLC. we take pride in helping borrowers achieve their home financing goals with a fast, easy, and secure way of obtaining a mortgage. We are a full-service Mortgage Broker providing customized mortgage loan solutions and have access to many loan programs such as Conventional, FHA, VA, USDA, JUMBO, Asset Only and New Construction Home Loans. With so many loan options available, it’s important to choose a mortgage professional that will work tirelessly to find you the best possible solution.

Onshore Mortgages' application process is 100% online and paper-free. You can apply, review your credit, upload, and sign loan documents instantly and securely. We have an intuitive loan application process that empowers borrowers to submit their required documentation securely and with complete transparency. Access your information conveniently through your loan dashboard and stay organized throughout the mortgage process. Our efficiency helps us to close most loans in as little as ten business days and our low overhead drives down costs allowing us the opportunity to provide you with a competitive mortgage interest rate.  

We also understand that every borrower is unique, so we approach each mortgage transaction with the same level of detail and commitment to excellence, regardless of loan size or credit score. We strive to deliver a hassle free, secure customer loan experience and look forward to the opportunity to learn more about your goals.

Every home loan has a story. Let us write yours.

Our Reputation

Latest Articles

Take Advantage of 2024 Conforming Loan Limits


November 29, 2023

The Federal Housing Finance Agency (FHFA) recently unveiled notable changes to Conforming (Conventional) loan limits on November 28, 2023. These updates are particularly impactful for prospective homebuyers in various Massachusetts and Rhode Island counties, where loan limits have risen to $766,500 and an impressive $1,149,825 in high-cost areas. It's crucial to understand that these limits are exclusive to Conforming loans and undergo yearly adjustments by the FHFA to stay in sync with current market conditions.

Fannie Mae Reduces Down Payment Requirements for Multifamily Homes


November 13, 2023

Fannie Mae is introducing a significant policy change on November 18, 2023, allowing down payments as low as 5% for owner-occupied 2-4 unit (multifamily) homes. This change offers a fantastic opportunity for potential owner-landlords to enter the multifamily property market without the burden of an FHA "self-sufficiency test". The reduced down payment requirement and more flexible loan qualifications make owning a multifamily home and generating rental income more achievable.

Understanding Your Home Loan Options: A Guide to Using a Mortgage Calculator


October 30, 2023

Mortgage calculators are “self help” tools that aid in making informed decisions about home loans. They provide insights into your estimated monthly payments, down payment options, interest rates, and total loan costs, which can help you tailor your loan to your financial situation. By experimenting with different scenarios, you can gain the confidence needed to confidently navigate the path to homeownership or make smart refinancing decisions.

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Need to Mail Us Documents?

Please Mail them to:

Onshore Mortgage, LLC.
82 County Road (Route 6)
Mattapoisett, MA 02739