Latest Articles

Mortgage advice, real estate market updates, and home buying tips for buyers and homeowners in Fairhaven and across Bristol County, Massachusetts, proudly serving clients throughout Massachusetts and Rhode Island.

Understanding Your Mortgage Closing Costs

Published:

December 3, 2024

Understand closing costs and learn strategies to manage them so you can navigate your home purchase or refinance with confidence. Onshore Mortgage is here to help.

Take Advantage of 2025 Conforming Loan Limits

Published:

November 27, 2024

The FHFA raised 2024 Conforming loan limits to $806,500 in MA & RI, and $1,209,750 in high-cost areas, ensuring they align with current market trends.

10 Essential Qualities to Look for in a Mortgage Broker

Published:

November 1, 2024

Choosing the right mortgage broker matters. Explore 10 key factors to find a trusted partner for your homebuying and long-term financial goals.

Understanding the Mortgage Loan Estimate (LE)

Published:

October 1, 2024

The Loan Estimate outlines key loan terms and costs. Learn how this document helps borrowers navigate home financing with clarity and confidence.

Navigating Mortgages for the Self-Employed

Published:

September 2, 2024

Get approved as a self-employed borrower with bank statement, 1099-only, or DSCR loans. Onshore Mortgage helps with purchases, refinances, and investments.

Strategic Timing: Delaying Your Mortgage Refinance Could Cost You

Published:

August 6, 2024

Falling rates make now a great time to refinance. Lower payments, shorten your term, or build equity with FHA or VA streamline options. Talk to a mortgage pro today.